Payment Methods Policy
Effective Date: April 22, 2026
At Urbanstreetvibes, operated by CHRISTOPHER RICHARD LARRICK LLC, we provide secure and flexible payment options to ensure a smooth and trustworthy checkout experience. This Payment Methods Policy outlines the accepted payment types, processing procedures, and important billing details.
1. Company Information
Store Name: Urbanstreetvibes
Company Name: CHRISTOPHER RICHARD LARRICK LLC
Owner: Christopher Richard Larrick
Business Address:
4375 Driftwood Ct
Fairbanks, AK 99709
United States
Email: [email protected]
Business Hours: Monday – Friday, 8:00 AM – 5:00 PM (EST)
2. Accepted Payment Methods
We accept multiple secure payment options to accommodate customer preferences.
Available Payment Options
| Payment Method | Description |
|---|---|
| PayPal | Fast and secure checkout using PayPal balance or linked accounts |
| Credit / Debit Card (Airwallex) | Secure card payments processed via Airwallex |
| Credit / Debit Card (Stripe) | Secure card payments processed via Stripe |
| PayPal Pay Later | Flexible installment payment option via PayPal |
3. Payment Processing Security
We prioritize the safety and confidentiality of your payment information.
Security Measures
SSL (Secure Socket Layer) encryption for all transactions
Trusted third-party payment gateways (PayPal, Airwallex, Stripe)
No storage of sensitive card information on our servers
All transactions are:
Encrypted
Securely processed
Protected against unauthorized access
4. Billing Information Requirements
To complete your purchase successfully, you must provide accurate billing details.
Required Information
Full name
Billing address
Payment method details
Email address
Important Notes
Billing information must match your payment provider records
Incorrect details may result in transaction failure or delays
5. Payment Authorization
When placing an order:
Your payment method is authorized immediately at checkout
Orders are processed only after successful payment confirmation
We reserve the right to:
Cancel or hold orders with failed or suspicious transactions
Request additional verification if necessary
6. Currency
All transactions are processed in:
United States Dollars (USD)
Additional Notes
Your bank or payment provider may apply currency conversion fees
Exchange rates are determined by your financial institution
7. Payment Confirmation
After completing your purchase, you will receive:
Order confirmation email
Payment confirmation details
If You Do Not Receive Confirmation
Check your spam or junk folder
Contact us at [email protected]
8. Failed or Declined Payments
Payments may fail for various reasons.
Common Causes
Insufficient funds
Incorrect card details
Bank security restrictions
Payment provider issues
What You Can Do
Retry using correct information
Use an alternative payment method
Contact your bank or payment provider
9. Fraud Prevention
To protect both customers and our business, we implement fraud detection measures.
We may:
Verify payment details
Temporarily hold orders for review
Cancel suspicious transactions
If verification is required, we will contact you via email.
10. Installment Payments (Pay Later)
We offer PayPal Pay Later for eligible customers.
Key Features
Split payments into installments
Subject to PayPal approval
Managed directly by PayPal
Important Notes
Terms and conditions are set by PayPal
We are not responsible for installment agreements
11. Refunds
Refunds are processed according to our Return & Refund Policy.
Refund Method
| Payment Type | Refund Method |
|---|---|
| PayPal | Refunded to PayPal account |
| Credit/Debit Card | Refunded to original card |
| Pay Later | Processed via PayPal |
Refund Timeline
Issued within 12 days after approval
12. Pricing Accuracy
We strive to ensure all prices are accurate.
However, in case of errors:
We reserve the right to correct pricing mistakes
Orders may be canceled or adjusted
Customers will be notified if necessary
13. Taxes
Applicable taxes are calculated at checkout
Final price will be clearly displayed before payment
14. Disputes & Chargebacks
If you experience an issue with your order:
Contact us first at [email protected]
Important Notes
Unauthorized chargebacks may delay resolution
We will investigate all disputes thoroughly
15. Policy Updates
We reserve the right to update this Payment Methods Policy at any time. Changes will be reflected on this page with an updated effective date.
16. Contact Information
For any payment-related inquiries:
Email: [email protected]
Business Hours: Monday – Friday, 8:00 AM – 5:00 PM (EST)
17. Commitment to Secure Transactions
At Urbanstreetvibes, we are committed to providing a secure, reliable, and transparent payment experience. By partnering with trusted payment providers and maintaining strict security standards, we ensure that every transaction is handled with the highest level of protection.